Here’s the updated Terms and Conditions tailored for Platinum Elite Insurance Group and their website https://peinsurancegroup.com with the necessary modifications from the original text.

Website Terms of Use

Your use of any website belonging to the Platinum Elite Insurance Group (“Platinum Elite” or “we” or “our” or “us”) is subject to the terms and conditions (“Terms”) set forth below. Access to any website belonging to us (“Website”) is an acknowledgment that these Terms, as amended from time to time, have been read and accepted.

Binding Arbitration

These Terms provide that all disputes between you and us will be resolved by BINDING ARBITRATION. ACCORDINGLY, YOU AGREE TO GIVE UP YOUR RIGHT TO GO TO COURT (INCLUDING IN A CLASS ACTION PROCEEDING) to assert or defend your rights under these Terms (except for matters that may be taken to small claims court). Your rights will be determined by a NEUTRAL ARBITRATOR and not a judge or jury, and your claims cannot be brought as a class action. Please review the section below entitled “Dispute Resolution/Arbitration” for details regarding your agreement related to disputes, including to arbitrate any disputes with us.

Site Contents

Unless otherwise noted, the content of sites, the design of the Website, and all materials that are part of the Website (collectively, “Contents”) are copyrights, trademarks, trade dress, or other intellectual properties owned, controlled, or licensed by us. Any use of the Contents without our express written consent is strictly prohibited. As to all Contents in which we are the sole copyright owner, we authorize the user to download and reproduce a single printed copy of such content for the user’s personal and non-commercial use. All other rights are reserved.

The Contents are intended solely for your personal, non-commercial use. Content copies, downloaded or printed must retain all copyright, trademark, and other proprietary notices. Except as noted above, you may not reproduce, publish, transmit, distribute, display, modify, create derivative works from, sell, or participate in any sale of, or exploit in any way, any of the Contents. Unauthorized use of the Contents is expressly prohibited by law.

Payments

We do not take payments online; however, third-party insurance companies may accept credit and debit cards issued by U.S. banks and other payment and billing methods that may be designated by the third-party insurance company or other companies at the time of purchase online through a link to their Website. You represent and warrant that if you are making online payments to a third-party insurance company through the link that:

1. Any credit card, debit card, and bank account information you supply is true, correct, and complete.

2. Charges incurred by you will be honored by your credit/debit card company or bank.

3. You will pay the charges incurred by you in the amounts posted, including any applicable taxes.

4. You are the person in whose name the card was issued and you are authorized to make a purchase or other transaction with the relevant credit card and credit card information.

Governing Law

All matters related to the Website, Content, or these Terms shall be governed by the laws of the State of Michigan, without regard to its conflict of law provisions.

Rules of Conduct / Prohibited Acts

You promise not to use the Website for any purpose that is prohibited by these Terms. You are responsible for all of your activity in connection with the use of a Website. Prohibited actions include:

1. Accessing data not intended for your use or logging onto a server or an account for which your use or access is not authorized.

2. Attempting to probe, scan, or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization.

3. Accessing or using any Website or any portion thereof without authorization.

4. Introducing any viruses, Trojan horses, worms, logic bombs, or other malicious material.

Dispute Resolution / Arbitration

A. Informal Resolution:

If any dispute arises related to these Terms, you and we agree to attempt to resolve the matter informally first by providing written notice.

B. Binding Arbitration:

If informal resolution fails within 60 days, any dispute must be resolved solely by binding arbitration according to the rules of the American Arbitration Association (AAA). Both parties waive the right to trial by jury or to participate in a class action.

C. No Class Action:

You and we agree disputes will only be resolved on an individual basis and not consolidated with others.

D. Venue:

Arbitration or legal proceedings will be conducted in Oakland County, Michigan, unless otherwise agreed upon.

Contact Information

Please send all questions, comments, and notices regarding these Terms to:

• Email: privacy@peinsurancegroup.com