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Privacy & Policy

Dec 11, 2024

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Here is the updated Online Privacy Policy tailored for Platinum Elite Insurance Group and its website https://peinsurancegroup.com:


Overview and Acknowledgement


Platinum Elite Insurance Group, and its agents (collectively, “Platinum Elite,” “we,” “us,” “our”) are concerned about protecting your privacy. We understand your concerns with regard to how information about you is used and shared, and we appreciate your trust that we will do so reasonably. This Online Privacy Policy is applicable to the information collected by, from, or about you during your use of our website (https://peinsurancegroup.com, the “Website” or “Site”) and its affiliate sites, our mobile applications, and any other online connected tools. We will refer to these websites and online connected tools collectively as the “Services” or the “Platinum Elite Service” throughout this Online Privacy Policy.


This Online Privacy Policy describes what information we collect about you, how we collect it, how we use it, with whom we may share it, and what choices you have regarding it. This Online Privacy Policy is a supplement to the Website Terms of Use of all websites within Platinum Elite with authorized links to this policy, and the Telephone Messaging Terms and Conditions. Please note that Platinum Elite’s practices with respect to data collected and used by it in connection with the Site and our Services are governed by this Online Privacy Policy (as amended from time to time), and not the online privacy policy in effect at the time the data was collected. This Online Privacy Policy does not govern privacy practices associated with offline activities, websites other than the Site, or products and services not available or enabled via the Site. We encourage you to become familiar with the terms and conditions of both this Online Privacy Policy and the Website Terms of Use.


By accessing and using the Site, you agree that you have read and understand this Online Privacy Policy, and you accept and consent to the privacy practices (and any uses and disclosures of information about you) that are described in this Online Privacy Policy. In the event of a conflict between this Online Privacy Policy and a privacy notice for a specific Service by us, the specific privacy notice shall govern.


What Information Do We Collect?


We collect various types of information provided by users of the Services. This may include such information as:


• Application, Quote, or Claim: If you submit an application, quote, or a claim, we may collect information that you provide and other related information, such as automobile information (including driver’s license number and VIN).

Account Information: If you create, register, or connect an online account in connection with our Services, we may store your username, password (and password hint information), and other basic account information.

Job Application: If you apply for a job with us, we may collect information about your work and educational history, and other information that you choose to provide.

Automatically Collected Information: We and third-party online advertising and analytics companies may use cookies, web beacons, or similar technologies to record your online activity with this Site. See the “Cookies” and “Your Choices” section for more information.

Log Information: We collect log information when you use the Site, which may include information about how you have used the Site, device information, access times, IP addresses, and related browsing information.


We may also obtain information from third-party sources, such as identity or other verification services, credit bureaus, advertising networks, mailing list providers, and data brokers.


How Do We Use the Information We Collect?


We use information provided by individuals who use our Services to fulfill the purpose for which the user provided the information and for other purposes as permitted by law, such as:


• Providing the requested Services (e.g., completing transactions, processing claims, providing quotes)

• Communicating with you (e.g., responding to inquiries)

• Providing personalized experiences, including interest-based advertisements and marketing communications

• Informing you of job opportunities and evaluating your suitability for a job

• Conducting monitoring, analysis, and research

• Enhancing the safety and security of the Services and preventing fraud

• Enforcing applicable terms and policies


With Whom Do We Share Information That We Collect?


Platinum Elite may share your information with:


• Insurance Companies

• Service Providers: Companies assisting with call center services, IT support, or website hosting.

Regulatory Agencies: For compliance and performance metrics.

Legal Purposes: If required by law, regulation, or legal request.

Business Transactions: In connection with mergers, acquisitions, or sales.


We also share aggregated or de-identified information that cannot reasonably be used to identify you.


Children’s Privacy


Our Services are not intended for children. We do not direct our Services to children under 13 or knowingly collect information from children.


Cookies


• What Are Cookies?

Cookies are text files placed on your device to collect standard Internet log information and visitor behavior information.


• How Do We Use Cookies?

We use cookies to improve user experiences, such as keeping users signed in and analyzing site usage for intuitive design improvements.


• Managing Cookies

Users can configure browser settings to block or delete cookies. However, doing so may affect site functionality.


What Choices Do You Have and How Can You Contact Us?


To update your personal information, preferences, or opt out of promotional communications, contact us using the details below. Please note that compliance with these requests may take up to 30 days.


Linked/Third Party Sites


Our Site may contain links to third-party websites. We are not responsible for the privacy practices of such sites. Please review their privacy policies before submitting information.


Changes to Privacy Policy


We reserve the right to modify this policy. Notice of changes will be posted on the Site, and your continued use constitutes acceptance of the updated policy.


Who Can You Contact for More Information?


Please direct privacy questions to:


• Email: privacy@peinsurancegroup.com


We are an independent insurance agency with a rich history of providing comprehensive personal, commercial and life insurance solutions. We have built a reputation for our commitment to protecting our clients' interests.

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