Request a Quote
Request a Quote
Specialty dwelling insurance is designed for unique or unconventional residential properties that may not qualify for traditional homeowners insurance. These properties include rental homes, vacation homes, older properties, and dwellings under renovation. Specialty dwelling insurance provides coverage tailored to the specific risks associated with these types of properties, ensuring homeowners are protected even when their home doesn’t fit the mold of a standard primary residence. This insurance offers options to protect the structure, personal property, and liability in case of accidents. Which makes it essential for owners who need to safeguard their non-standard properties effectively.
Request a Quote
Specialty dwelling insurance provides coverage for properties that may have unique circumstances or non-standard use. Unlike traditional homeowners insurance, specialty dwelling policies are specifically crafted to cover risks related to properties such as rental homes, unoccupied dwellings, and vacation homes. With flexible coverage options, these policies help homeowners protect both the property itself and any personal or rental belongings. For owners of unconventional properties, specialty dwelling insurance offers peace of mind by ensuring that their investment is covered against unexpected events and liabilities.
Request a Quote
When choosing specialty dwelling insurance, property owners gain access to tailored benefits that can be customized to meet their unique needs:
This protects the property’s physical structure against covered events, including fire, storms, and vandalism, ensuring that your investment is safeguarded.
If you leave personal belongings at the property, such as furniture in a rental home, this coverage protects against theft or damage, reducing the financial risk.
Liability protection is critical for landlords and property owners, as it covers legal expenses and potential damages if someone is injured on the property.
Boost Your Savings Get Covered with a Central Insurance Quote !
In the ever-changing world of insurance, finding the right coverage at the best price is key. That's where we come in!
With Platinum Eilte Insurance Quote, you're in the driver's seat to save money. Say goodbye to settling for the first offer—compare car insurance quotes effortlessly and unlock your savings potential.
By comparing quotes, you'll get a full view of your options, from coverage levels to pricing. It's the ultimate way to find the perfect fit for your needs and budget. Get covered and start saving today with Central Insurance Quote!
Find the right coverage
Discover the Power of Comparison: Take Your Time, Compare Quotes, and Find the Perfect Policy for You
Best prices on policies
Explore a Wide Range of Options: With Dozens of Top Insurance Companies, Find Your Perfect Policy
Plan recommendation
Explore Our Marketplace of Top Insurance Companies: Find the Perfect Policy to Meet Your Needs
Protect What Matters
Navigating the world of insurance doesn't have to be complicated. At Platinum Elite Insurance Group, we simplify the process, offering tailored solutions that meet your unique needs. Whether it's auto, home, or business coverage, we provide personalized quotes to help you save. Compare options easily and choose the best fit, so you get the protection you need at a price that works for you. Take control of your coverage with Platinum Elite and start saving today!
Whether you’re exploring new policies or need advice on your existing coverage, our expert agents are just a call away. Let’s find the right solution for you
Contact UsSpecialty dwelling insurance offers more flexible coverage options compared to traditional homeowners insurance. Policies may differ significantly based on the property type, its location, and its intended use. Coverage for risks like vandalism, natural disasters, and tenant-related liabilities can be added or adjusted depending on your needs. Many specialty dwelling policies also allow for customization based on the length of time the property will be vacant or occupied, offering more freedom to adjust coverage as the property’s use changes. Understanding these unique features allows you to select the most suitable coverage for your specific situation, ensuring you’re protected year-round.
What Matters Most to You
Whether it’s securing your family’s future, protecting your assets, or ensuring peace of mind, we help you identify the coverage that aligns with what’s most important to you. We work with you to craft insurance solutions that focus on your goals, so you’re always confident that your needs are covered without unnecessary extras. Start by outlining your priorities, and let us tailor your insurance to fit.
Request a Quote
Getting a quote for specialty dwelling insurance is quick and straightforward. Many insurance providers offer online quote tools where you can enter information about your property and receive a customized estimate in minutes. These tools allow you to compare policies, understand coverage options, and select the best fit for your property’s needs. With an instant quote, you can make informed decisions and take the necessary steps to protect your unique dwelling.
Request a Quote
Selecting the right provider for specialty dwelling insurance is crucial to ensuring the best protection for your property. Here’s why our service stands out:
We understand that every property is unique, so we offer tailored options that fit your specific needs, whether it’s for a rental, vacation home, or historic property.
Our competitive pricing ensures you receive the best value, allowing you to protect your property without overspending.
Our team specializes in unique property insurance, offering expert guidance to help you choose the most suitable coverage.
Specialty dwelling insurance works by providing targeted coverage for properties with unique risks, such as rental homes or vacation properties. You pay a premium for coverage, which offers protection against specific risks detailed in your policy. If a covered event occurs, such as damage from a fire or an injury on the property, you can file a claim with your provider.
Show More
Property owners with rental homes, vacation properties, older homes, or homes under renovation benefit from specialty dwelling insurance to cover unique risks associated with these dwellings.
Yes, fair rental value coverage is an option that compensates owners for lost rental income if the property becomes uninhabitable due to a covered event.
Yes, liability coverage can include protection against tenant-related risks, such as injuries on the property, protecting landlords from potential legal claims.
Specialty dwelling insurance is specifically tailored for non-primary residences, covering unique risks that may not be included in standard homeowners policies.
With over 130 5-star Google reviews in just 3 years, we're honored to have earned the trust and satisfaction of our clients. Their feedback reflects our commitment to exceptional service and reliable insurance solutions.
Kelly is amazing! I was at the dealership buying a new car and my insurance company at the time network was completely down. We waited hours and it never came back up. I remembered I meet Kelly recently and gave her a call. Within moments we had new coverage that was cheaper but better!! Afterward, she checked in to make sure everything was great. I have referred several people to her and will continue to do the same.
I was being overcharged by another company. I reached out to Kelly and she had saved me a couple hundred a month. Quick response, Knowledgeable, and she made it as cost effective as insurance can be in Michigan nowadays. Give her a call.
I’ve used Platinum Elite for over a year now and have never been disappointed. The owner Kelly is amazing and makes me feel as tho I’m her only client, that’s how hands on and helpful she is! Today alone she reran my options and saved me $700/year just on my homeowners!! Would highly and do highly recommend!
We are an independent insurance agency with a rich history of providing comprehensive personal, commercial and life insurance solutions. We have built a reputation for our commitment to protecting our clients' interests.
User Link
© 2025 Copyright Platinum Elite Insurance
(Built by Neutrix | Powered by Neutrix Systems)