Request a Quote
Request a Quote
Builder’s Risk Insurance is a specialized form of property insurance designed to protect residential and commercial structures under construction or renovation. This policy covers the property during the building process, safeguarding it against various risks, including damage from fire, vandalism, theft, and certain weather-related events. Whether you're a contractor, property owner, or developer, having adequate Builder’s Risk Insurance is crucial to ensuring that your investment remains protected throughout the construction phase.
Request a Quote
Builder’s Risk Insurance, also known as Course of Construction Insurance, covers buildings and structures while they are being constructed or renovated. Unlike standard property insurance, this policy is specifically tailored for the unique risks associated with construction projects. It generally covers the building itself, materials on-site, and sometimes equipment or supplies used in the construction process. Builder's Risk Insurance typically remains in effect until the project is completed, the property is occupied, or the policy term expires, whichever comes first.
Request a Quote
Builder’s Risk Insurance offers several significant benefits that are essential for any construction project:
Coverage for damage to the structure caused by fire, storms, vandalism, and other unexpected events helps mitigate financial losses.
This insurance often includes coverage for materials and supplies on-site, ensuring that losses during construction do not derail the project.
Many Builder’s Risk policies can be enhanced with liability coverage, protecting against third-party injuries and accidents occurring on the construction site.
Boost Your Savings Get Covered with a Central Insurance Quote !
In the ever-changing world of insurance, finding the right coverage at the best price is key. That's where we come in!
With Platinum Eilte Insurance Quote, you're in the driver's seat to save money. Say goodbye to settling for the first offer—compare car insurance quotes effortlessly and unlock your savings potential.
By comparing quotes, you'll get a full view of your options, from coverage levels to pricing. It's the ultimate way to find the perfect fit for your needs and budget. Get covered and start saving today with Central Insurance Quote!
Find the right coverage
Discover the Power of Comparison: Take Your Time, Compare Quotes, and Find the Perfect Policy for You
Best prices on policies
Explore a Wide Range of Options: With Dozens of Top Insurance Companies, Find Your Perfect Policy
Plan recommendation
Explore Our Marketplace of Top Insurance Companies: Find the Perfect Policy to Meet Your Needs
Protect What Matters
Navigating the world of insurance doesn't have to be complicated. At Platinum Elite Insurance Group, we simplify the process, offering tailored solutions that meet your unique needs. Whether it's auto, home, or business coverage, we provide personalized quotes to help you save. Compare options easily and choose the best fit, so you get the protection you need at a price that works for you. Take control of your coverage with Platinum Elite and start saving today!
Whether you’re exploring new policies or need advice on your existing coverage, our expert agents are just a call away. Let’s find the right solution for you
Contact UsBuilder’s Risk Insurance is essential for any construction project, providing necessary coverage for a range of risks that can arise during the building process. It is crucial to understand the specific terms of your policy, including coverage limits, exclusions, and the necessary documentation to file a claim. Additionally, coordinating with contractors and subcontractors regarding their insurance policies is vital to ensure comprehensive coverage for everyone involved in the project. Consulting with an insurance professional can help you navigate your options and select the right Builder’s Risk policy for your construction needs.
What Matters Most to You
Whether it’s securing your family’s future, protecting your assets, or ensuring peace of mind, we help you identify the coverage that aligns with what’s most important to you. We work with you to craft insurance solutions that focus on your goals, so you’re always confident that your needs are covered without unnecessary extras. Start by outlining your priorities, and let us tailor your insurance to fit.
Request a Quote
Obtaining a Builder’s Risk Insurance quote is quick and easy. To request a quote, you'll need to provide information about the construction project, including the type of building, location, estimated project duration, and total construction costs. This information allows insurers to assess your risk and provide you with a customized quote that meets your specific coverage needs. By securing Builder’s Risk Insurance, you can have peace of mind knowing that your investment is protected during construction.
Request a Quote
Here’s why contractors, developers, and property owners trust us for their Builder’s Risk Insurance needs:
We offer customized policies that address the specific risks associated with different types of construction projects.
Our partnerships with leading insurance providers allow us to offer competitive premiums without compromising coverage quality.
Our team of insurance professionals has extensive experience in the construction industry, ensuring you receive the best advice and support.
Builder’s Risk Insurance works by providing financial protection for structures during construction. If damage occurs to the building or materials during the construction phase, the property owner or contractor can file a claim with the insurance company. The insurer will evaluate the claim and, if covered, compensate for repairs or replacement costs up to the policy limit.
Show More
The coverage typically lasts until the project is completed, the property is occupied, or the policy term expires.
Yes, most Builder’s Risk policies cover theft of materials and equipment on-site, providing crucial financial protection.
Yes, policies often exclude coverage for faulty workmanship, wear and tear, and specific natural disasters unless added.
You will need to provide details about the construction project, including location, type of building, estimated costs, and project duration.
With over 130 5-star Google reviews in just 3 years, we're honored to have earned the trust and satisfaction of our clients. Their feedback reflects our commitment to exceptional service and reliable insurance solutions.
Kelly is amazing! I was at the dealership buying a new car and my insurance company at the time network was completely down. We waited hours and it never came back up. I remembered I meet Kelly recently and gave her a call. Within moments we had new coverage that was cheaper but better!! Afterward, she checked in to make sure everything was great. I have referred several people to her and will continue to do the same.
I was being overcharged by another company. I reached out to Kelly and she had saved me a couple hundred a month. Quick response, Knowledgeable, and she made it as cost effective as insurance can be in Michigan nowadays. Give her a call.
I’ve used Platinum Elite for over a year now and have never been disappointed. The owner Kelly is amazing and makes me feel as tho I’m her only client, that’s how hands on and helpful she is! Today alone she reran my options and saved me $700/year just on my homeowners!! Would highly and do highly recommend!
We are an independent insurance agency with a rich history of providing comprehensive personal, commercial and life insurance solutions. We have built a reputation for our commitment to protecting our clients' interests.
User Link
© 2025 Copyright Platinum Elite Insurance
(Built by Neutrix | Powered by Neutrix Systems)